Tag Archives: borrow money

Peer to Peer Lending Risks: Defaults and Diversification

Peer to Peer Lending Risks: Defaults and Diversification

There’s really no denying it – there ARE drawbacks to peer to peer lending. In fact, there are probably as much risks as there are benefits to this investment solution, which is normal in almost any kind of business venture. But what any experienced businessman will tell you is that knowing these risks is half the battle. And if you play your cards right, you’ll benefit more from P2P lending than you would be set back by it.

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Peer to Peer Lending Approaches: Active vs. Passive Lending

Peer to Peer Lending Approaches: Active vs. Passive Lending

When you’ve finally gotten a good idea of what peer to peer lending looks like and how the entire thing works, and you’ve gotten acquainted with the platform’s general pros and cons, the next thing you will do is to decide: what is your general approach as an investor?

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Peer to Peer Lending Approaches: High vs. Low Risk

Peer to Peer Lending Approaches: High vs. Low Risk

Upon understanding how exactly peer to peer lending works as well as having a pretty good idea of how the risks and benefits play around in the industry. A good investor would start working on his or her own brand of strategy – one that’s not only suited to specific needs and capacities, but also focusing on the different types of risks and activities.

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Peer to Peer Lending: Will it ever be regulated?

Peer to Peer Lending: Will it ever be regulated?

The rise of the brand new financial industry popularly known as peer to peer lending (P2P) has attracted investors and borrowers from all walks of life away from the traditional and restrictive banking institutions and into the more liberal online platforms. This allows savers to find more people or businesses to invest in and borrowers to get their much needed capital despite their credit ratings. As a result, lenders tend to get higher returns and borrowers are able to meet their financing needs more freely and liberally compared to what they would have to put up with in banks.

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Maximizing Peer to Peer Lending Returns

Maximizing Peer to Peer Lending Returns

With as much as 14% interest rates on its records, peer to peer lending definitely offers a high return rate for anyone who has what it takes to invest. If you’re tired of what very little traditional banks have been promising you, then this is definitely the alternative investment solution for you.

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Diversification in Peer to Peer Lending

Diversification in Peer to Peer Lending

In all businesses, improper investment is the main cause of losses and all the frustration that goes with it. You’d be surprised that, with all the strategies you could possibly come across, so many people still experience negative returns from peer to peer lending simply because they failed to diversify. They will tell you that P2P lending is a good way to lose money because of their own sad experience. But you should know better.

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What do I get from Peer to Peer Lending?

What do I get from Peer to Peer Lending?

So you’ve heard about peer to peer lending. You’ve heard that it’s becoming more and more popular. You’ve heard that people have gotten great returns from them, and you’ve been told you can too. But can never be too sure. Is it really for you? What can you really get out of P2P lending?
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5 Keys to Successful Peer to Peer Lending

5 Keys to Successful Peer to Peer Lending

With high returns and so much hype around them, it goes without saying that peer to peer lending has become the in thing for anyone who wants to invest and get returns that are significantly more than the rock-bottom interest rates that banks offer their clients. If you were a business-savvy investor who can afford to spare some money to loan for a good return, wouldn’t you prefer a 16% return over whatever banks are promising you?

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Peer to Peer Lending: Risks on the Platform

Peer to Peer Lending: Risks on the Platform

Investors can never be too sure when they step onto the platforms of peer to peer lending. As much as they have to deal with unpredictable borrowers and their unsecured loans, lenders also need to consider that the platforms they’re working on aren’t perfect as well. Something could always go wrong with the system, and as a wise investor, you should be aware of them.

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